Best in Class
For more than 35 years, TAL Insurance Brokers Limited has been a trusted advisor to organizations across Canada, earning a reputation for expertise, reliability, and exceptional client service. TAL was founded with a singular purpose: to design and deliver innovative, cost-effective employee specialty insurance solutions that meet the evolving needs of our clients and their people.
Our commitment to exceptional client service and deep industry expertise helps organizations improve plan member experience, increase engagement and strengthen retention.
Core Values
Client-centric Service
We put clients at the heart of everything we do—delivering tailored solutions and responsive support that reflect their specific needs and priorities.
Collaboration
We build strong partnerships with clients, colleagues, and industry stakeholders to drive shared success and lasting impact.
Integrity
We act with honesty, transparency, and accountability—earning trust through every interaction.
Expertise
With over 35 years of industry experience, we provide strategic, results driven solutions grounded in deep knowledge and insight.
Excellence
We are committed to the highest standards of quality, accuracy, and professionalism in all aspects of our work.
Innovation
We embrace new ideas, technologies, and methods to continually improve product design, plan administration, and client experience.
Meet Our Experts
Meet Lou
Louis Leodolter brings over three decades of experience in the group insurance industry, with a proven track record of delivering innovative solutions for complex and unique coverage needs. Throughout his career he has worked with several leading insurance providers, and for the past 18 years, he has specialized in the Special Risk field—a dynamic area that requires strategic thinking, adaptability, and deep industry expertise.
As Vice President of Special Risk, Lou leads initiatives that focus on designing tailored programs, strengthening client relationships, and driving sustainable growth. He is passionate about helping organizations navigate risk with confidence, and he thrives on creating solutions that deliver real value.
Lou is always open to connecting with professionals who share a commitment to excellence in insurance and risk management.
Licenses:
Life Licensed in 9 provinces (excluding Quebec)
Degree:
B.A. University of Toronto
Meet Micah
With over 25 years of experience in the insurance industry, Micah Neale is a seasoned leader known for delivering personalized, tailored benefits and crafting innovative solutions that meet the evolving needs of clients and partners. His career has been defined by a commitment to excellence, strategic thinking, and a deep understanding of specialty insurance markets.
Micah’s approach blends deep industry expertise with a creative mindset, allowing him to design benefit programs that are both effective and adaptable. He is passionate about building long-term relationships and driving value through customized strategies that align with each client's unique goals.
As Vice President, Micah continues to lead with integrity, vision, and a relentless focus on results—empowering teams, enhancing client experiences, and shaping the future of specialty insurance.
Designations:
CIP, CLU, CHS, PCS, CFSB
Licenses:
Fully licensed in 9 provinces (excluding Quebec)
Elizabeth Morris (Smith)
Director of Business Development
(416) 749-3314 ext. 1541
Meet Elizabeth
Elizabeth Morris (Smith) is a results-driven business development leader with over 10 years of experience helping organizations build strong, lasting client relationships. She specializes in customer acquisition, retention, and relationship management, ensuring that every client interaction delivers value and fosters trust.
Throughout Elizabeth’s career, she has focused on understanding client needs, creating tailored solutions, and driving growth through exceptional service. With expertise in sales strategy and client engagement, Elizabeth has successfully led initiatives that strengthen partnerships and enhance customer experience.
Passionate about collaboration and client success, Elizabeth thrives on building meaningful connections and is committed to delivering innovative solutions that support long-term business objectives.
Licenses:
Accident & Sickness licensed in Ontario
Degree:
Hons B.A., York University
Jennifer Pajarillaga
Specialty Insurance Associate
(416) 749-3314 ext. 1377
Meet Jennifer
Jennifer Pajarillaga is an experienced insurance professional with over 10 years in the industry, working for two major carriers and currently serving as a Specialty Insurance Associate with the TAL team.
With a strong background in administrative support and business development, Jennifer has played a key role in streamlining processes, managing client documentation, and ensuring operational efficiency within complex insurance environments.
Known for attention to detail and organizational excellence, Jennifer excels at coordinating workflows, supporting compliance requirements, and delivering accurate, timely service to clients and internal teams. This foundation in administration complements her understanding of insurance products, enabling effective collaboration across departments and contributing to overall business growth.
Committed to professionalism and continuous improvement, Jennifer brings reliability, precision, and a solutions-oriented mindset to every task.
Licenses:
Fully licensed in 9 provinces (excluding Quebec)
Mutual Fund Certified
Degrees:
Financial Planning and Wealth Management Program, Lambton College, Toronto
M.B.A., National College of Business in Arts
B.A., Technological Institute of the Philippines
Meet Ryan
Ryan Jaeger is a dedicated insurance professional with over 2 years of experience in administrative sales and business development. In the role of Specialty Insurance Associate, he has developed strong expertise in supporting clients with tailored insurance solutions while ensuring operational efficiency and growth.
Thriving in dynamic environments, Ryan combines organizational skills with strategic thinking to deliver exceptional service and results. With a background in sales and business development, he excels at building strong client relationships, streamlining processes, and contributing to business expansion.
Passionate about continuous learning and professional growth, Ryan brings value through collaboration, innovation, and a commitment to excellence in every aspect of work.
Licenses:
Accident & Sickness Licensed in Ontario
Degree:
B.B.A., Laurentian University