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title: Solutions
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# Our Solutions

[ know more ](https://www.hubspot.com/)

## Best in Class Offerings

 TAL is a leader in Specialty & Wellness Solutions — offered on both insured and non-insured bases. We work with top Special Risk Underwriters, and wellness providers across Canada to provide BEST IN CLASS solutions when your people need it most! 

##### Specialty

Solutions that offer increased coverage with far fewer restrictions than conventional options giving plan members peace-of-mind when the unexpected happens.

##### Wellness

Industry leading physical, mental health and substance use solutions designed to provide the best industry support so that plan members can get back to being and feeling their best.

## Specialty Insured Solutions

![2-(Specialty Insured Solutions)-min](https://www.talinsurance.ca/hubfs/TAL%20Insurance/2-(Specialty%20Insured%20Solutions)-min.webp)

##### Living Benefits

Superior benefits, offering better coverage and fewer exclusions for when the unexpected happens.

##### Travel Coverage

Coverage to allow peace of mind while traveling in Canada and Internationally.

##### Child Disability Coverage

To protect parents and children when the unexpected happens and they need it most.

## Wellness Solutions

![3-(Wellness Solutions)-min](https://www.talinsurance.ca/hubfs/TAL%20Insurance/3-(Wellness%20Solutions)-min.webp)

##### Priority Access

Providing plan members with timely access to healthcare services.

##### Mental Wellness

Programs designed to help plan members struggling with a wide range of mental health challenges.

##### Physical Wellness

Access to quality healthcare on demand and at your fingertips.

##### Substance Use

On demand and personalized access to specialized substance use expert assistance when needed.

##### Family Support

Support and resources for family members of those struggling with addiction or provide care for a loved one, elderly parent or child.

[ Talk to an Expert ](https://www.talinsurance.ca/talk-to-an-expert?hsLang=en-ca)