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Best in Class

For more than 35 years, TAL Insurance Brokers Limited has been a trusted advisor to organizations across Canada, earning a reputation for expertise, reliability, and exceptional client service. TAL was founded with a singular purpose: to design and deliver innovative, cost-effective employee specialty insurance solutions that meet the evolving needs of our clients and their people.

Our commitment to exceptional client service and deep industry expertise helps organizations improve plan member experience, increase engagement and strengthen retention.

Core Values

Client-centric Service

We put clients at the heart of everything we do—delivering tailored solutions and responsive support that reflect their specific needs and priorities.

Collaboration

We build strong partnerships with clients, colleagues, and industry stakeholders to drive shared success and lasting impact.

Integrity

We act with honesty, transparency, and accountability—earning trust through every interaction.

Expertise

With over 35 years of industry experience, we provide strategic, results driven solutions grounded in deep knowledge and insight.

Excellence

We are committed to the highest standards of quality, accuracy, and professionalism in all aspects of our work.

Innovation

We embrace new ideas, technologies, and methods to continually improve product design, plan administration, and client experience.

Meet Our Experts

Vice President, Specialty Insurance

Micah Neale

(416) 749-3314 ext. 1543

With over 25 years of experience in the insurance industry, Micah Neale is a seasoned leader known for delivering personalized, tailored benefits and crafting innovative solutions that meet the evolving needs of clients and partners. His career has been defined by a commitment to excellence, strategic thinking, and a deep understanding of specialty insurance markets.

Micah’s approach blends deep industry expertise with a creative mindset, allowing him to design benefit programs that are both effective and adaptable. He is passionate about building long-term relationships and driving value through customized strategies that align with each client's unique goals.

As Vice President, Micah continues to lead with integrity, vision, and a relentless focus on results—empowering teams, enhancing client experiences, and shaping the future of specialty insurance.

Designations:
CIP, CLU, CHS, PCS, CFSB

Licenses:
Fully licensed in 9 provinces (excluding Quebec)

Director of Business Development

Elizabeth Morris (Smith)

(416) 749-3314 ext. 1541

Bio coming soon!

Licenses:
Accident & Sickness licensed in Ontario

Degree:
Hons B.A., York University

Specialty Insurance Associate

Jennifer Pajarillaga

(416) 749-3314 ext. 1377

10+ years in life insurance sales working for two major life insurance providers, Manulife and PRU LIFE UK.

2 years MDRT (Premier Association of Financial Professionals)

Licenses:
Fully licensed in 9 provinces (excluding Quebec)
Mutual Fund Certified 

Degree:
Financial Planning and Wealth Management Program, Lampton College, Toronto
M.B.A., National College of Business in Arts
B.A., Technological Institute of the Philippines

Specialty Insurance Associate

Ryan Jaeger

(416) 749-3314 ext. 1542

2+ years of experience in administrative sales, management, and business development.

Licenses:
Accident & Sickness Licensed in Ontario

Degree:
B.B.A., Laurentian University